Thursday, December 21 2017
This is why you need to relook at your investment loans.
But you can take a number of steps to improve your situation. There are still competitive investment rates available An investor with $750,000 in lending on a 5% interest rate could save approx. $9,450 per annum in interest. Look at principle and interest (P&I) repayments Fixing may also be an option Don’t limit your thinking to investment lending Don’t forget the fees Have your switching costs covered Cash positive property Have your situation reviewed To have your situation reviewed is easy. Just click on the button below to arrange an initial telephone appointment with me and let's start saving you some money.
Tuesday, December 19 2017
Wednesday, November 29 2017
A new report released by QBE Insurance shows that house prices are expected to surge in Australia’s major cities over the next three years... Wednesday, November 29 2017
Saw this in the Fin Review. Reinforces what I have been telling clients for years. Sticking you head in the sand is not a low risk option. When Gold Coast-based financial advisor Troy Theobald talks to new clients their greatest fear is retirement and whether they are going to have enough income. Feeding that fear is the worry their superannuation savings might be affected by an adverse event, so there is a tendency for many investors to think conservatively about how they invest. Theobald, who is the financial services director of Robina Financial Solutions, says people need to better understand they are going to be a long-time retired and realise it is a long-term investment timeframe. To put it bluntly, unless Australians start working significantly longer, retirement means needing around 30 years of income to live a relatively comfortable life. What investors do not want is to run out of money and have to rely on the aged pension in their last years as the cost of maintaining their health steadily rises. Throw in a genuine fear of a cataclysmic event such as a global financial crisis or North Korea and the United States going at it hammer and tongs and people generally become even more conservative in their investment strategies. The problem Theobald suggests is fear stops people from investing and then they are walking into longevity risk as they invest in what are perceived as safe options such as the bond market which, at current levels, could struggle to provide a return that keeps up with inflation. Arrange an Obligation Free Call to discuss your plans Thanks Friday, November 24 2017
Thursday, November 23 2017
Snapshot for the latest QBE market outlook. Arrange an Obligation Free Call to discuss your plans Thanks Wednesday, November 22 2017
[Originally posted in Courier Mail] QUEENSLAND has dominated the national list of property best buys, with four regions prominent in the top 10. The latest Hotspotting National Top 10 Best Buys report names Moreton Bay, Sunshine Coast, Redcliffe and Townsville property markets as ones to watch. Arrange an Obligation Free Call to discuss your plans Thanks Wednesday, November 22 2017
Brisbane has taken the biggest hit in housing affordability of the eastern-coast cities even as unit prices have fallen, PRDnationwide's latest capital hotspots reports show. The 1.5 per cent gain in detached house prices in the first nine months of the year more than offset a 2.2 per cent decline in apartment values, pushing up the overall proportion of income required to meet home loan repayments to 27.2 per cent from 26.7 per cent, according to the real estate agency's latest six-monthly round-up of affordable suburbs across the country. The leap came as houses and inner-suburban apartments gained in price, partly due to investors from the southern states who flocked to take advantage of lower prices, said Asti Mardiasmo, PRDnationwide's national research manager. While the growth in prices was making it harder for locals to buy, Brisbane still offered Sydney investors houses in affordable suburbs that cost half the price of Sydney and offered a rental yield that was equal or higher. Dr Mardiasmo said Brisbane's price growth was picking up as it slowed in Sydney and Melbourne and from the perspective of the property cycle, this was right. Arrange an Obligation Free Call to discuss your plans Thanks Wednesday, November 22 2017
Last year there was a huge change that most investors missed. One that will have a massive affect on investment performance. Wednesday, October 25 2017
The property pendulum is swinging away from Sydney and Melbourne towards Brisbane. House hunters are steering away from Sydney and Melbourne and turning their attention to Brisbane which is expected to have a significant effect on property prices... |