Thursday, February 01 2018
The Consumer Price Index (CPI) rose 0.6 per cent in the December quarter 2017. Certainly no early RBA hike here! was Shane Oliver's immediate tweet. The CPI rose 1.9 per cent through the year to December quarter 2017 having increased 1.8 per cent through the year to September quarter 2017. Still beow the RBA's target band. Tuesday, January 30 2018
According to MacQuarie Bank it is now looking very likely that housing prices at the national level are again rising modestly. After seasonal adjustment, monthly growth in APM's measure of capital city dwelling prices has picked up modestly in recent months. And CoreLogic's data to mid-January shows a clear improvement in seasonally adjusted dwelling price growth, with the caveat that sales volumes in January are very low. Monday, January 29 2018
There are some life stage considerations involved in answering this question specifically. But for the sake of this discussion... Thursday, January 25 2018
The short answer is YES. It is possible to have a negatively geared property that completely pays for itself. Thursday, January 25 2018
Do you know where your financial future is heading? Do you know if you will be able to maintain your current lifestyle when you stop full time work? Monday, January 15 2018
Units are often a popular choice for first time investors as they are at a lower price point than houses for the same location and on the surface, can appear to offer better returns. Thursday, December 21 2017
This is why you need to relook at your investment loans.
But you can take a number of steps to improve your situation. There are still competitive investment rates available An investor with $750,000 in lending on a 5% interest rate could save approx. $9,450 per annum in interest. Look at principle and interest (P&I) repayments Fixing may also be an option Don’t limit your thinking to investment lending Don’t forget the fees Have your switching costs covered Cash positive property Have your situation reviewed To have your situation reviewed is easy. Just click on the button below to arrange an initial telephone appointment with me and let's start saving you some money.
Tuesday, December 19 2017
Wednesday, November 29 2017
A new report released by QBE Insurance shows that house prices are expected to surge in Australia’s major cities over the next three years... Wednesday, November 29 2017
Saw this in the Fin Review. Reinforces what I have been telling clients for years. Sticking you head in the sand is not a low risk option. When Gold Coast-based financial advisor Troy Theobald talks to new clients their greatest fear is retirement and whether they are going to have enough income. Feeding that fear is the worry their superannuation savings might be affected by an adverse event, so there is a tendency for many investors to think conservatively about how they invest. Theobald, who is the financial services director of Robina Financial Solutions, says people need to better understand they are going to be a long-time retired and realise it is a long-term investment timeframe. To put it bluntly, unless Australians start working significantly longer, retirement means needing around 30 years of income to live a relatively comfortable life. What investors do not want is to run out of money and have to rely on the aged pension in their last years as the cost of maintaining their health steadily rises. Throw in a genuine fear of a cataclysmic event such as a global financial crisis or North Korea and the United States going at it hammer and tongs and people generally become even more conservative in their investment strategies. The problem Theobald suggests is fear stops people from investing and then they are walking into longevity risk as they invest in what are perceived as safe options such as the bond market which, at current levels, could struggle to provide a return that keeps up with inflation. Arrange an Obligation Free Call to discuss your plans Thanks |