Saw this in the Fin Review. Reinforces what I have been telling clients for years. Sticking you head in the sand is not a low risk option.

When Gold Coast-based financial advisor Troy Theobald talks to new clients their greatest fear is retirement and whether they are going to have enough income. Feeding that fear is the worry their superannuation savings might be affected by an adverse event, so there is a tendency for many investors to think conservatively about how they invest.

Theobald, who is the financial services director of Robina Financial Solutions, says people need to better understand they are going to be a long-time retired and realise it is a long-term investment timeframe.

To put it bluntly, unless Australians start working significantly longer, retirement means needing around 30 years of income to live a relatively comfortable life. What investors do not want is to run out of money and have to rely on the aged pension in their last years as the cost of maintaining their health steadily rises.

Throw in a genuine fear of a cataclysmic event such as a global financial crisis or North Korea and the United States going at it hammer and tongs and people generally become even more conservative in their investment strategies.

The problem Theobald suggests is fear stops people from investing and then they are walking into longevity risk as they invest in what are perceived as safe options such as the bond market which, at current levels, could struggle to provide a return that keeps up with inflation.

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Greg Carroll
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USC’s brand-new campus at Petrie is planned to open in 2020...

Snapshot for the latest QBE market outlook. 

Arrange an Obligation Free Call to discuss your plans
If you are thinking about property investment I'd like to invite you to have a 15 minute telephone appointment with me. No obligation. We can discuss your situation and the steps you might be able to take to get your plans in action. I'd welcome the opportunity to be of help. To arrange a time in my calendar simply click here.
 

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Greg Carroll
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[Originally posted in Courier Mail]

QUEENSLAND  has dominated the national list of property best buys, with four regions prominent in the top 10.

The latest Hotspotting National Top 10 Best Buys report names Moreton Bay, Sunshine Coast, Redcliffe and Townsville property markets as ones to watch.

http://www.weeklytimesnow.com.au/real-estate/queensland/qld-property-markets-dominating-the-nation/news-story/55e2901730d8d23188b8faaa896cbba4

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If you are thinking about property investment I'd like to invite you to have a 15 minute telephone appointment with me. No obligation. We can discuss your situation and the steps you might be able to take to get your plans in action. I'd welcome the opportunity to be of help. To arrange a time in my calendar simply click here.
 

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Greg Carroll
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Brisbane has taken the biggest hit in housing affordability of the eastern-coast cities even as unit prices have fallen, PRDnationwide's latest capital hotspots reports show.

The 1.5 per cent gain in detached house prices in the first nine months of the year more than offset a 2.2 per cent decline in apartment values, pushing up the overall proportion of income required to meet home loan repayments to 27.2 per cent from 26.7 per cent, according to the real estate agency's latest six-monthly round-up of affordable suburbs across the country.

The leap came as houses and inner-suburban apartments gained in price, partly due to investors from the southern states who flocked to take advantage of lower prices, said Asti Mardiasmo, PRDnationwide's national research manager. While the growth in prices was making it harder for locals to buy, Brisbane still offered Sydney investors houses in affordable suburbs that cost half the price of Sydney and offered a rental yield that was equal or higher. 

Dr Mardiasmo said Brisbane's price growth was picking up as it slowed in Sydney and Melbourne and from the perspective of the property cycle, this was right.

Arrange an Obligation Free Call to discuss your plans
If you are thinking about property investment I'd like to invite you to have a 15 minute telephone appointment with me. No obligation. We can discuss your situation and the steps you might be able to take to get your plans in action. I'd welcome the opportunity to be of help. To arrange a time in my calendar simply click here.
 

Thanks

Greg Carroll
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07 3849 9822

Last year there was a huge change that most investors missed. One that will have a massive affect on investment performance.

The property pendulum is swinging away from Sydney and Melbourne towards Brisbane. House hunters are steering away from Sydney and Melbourne and turning their attention to Brisbane which is expected to have a significant effect on property prices...

A major lender announced on Monday they will no longer accept investment home lending applications for apartments in specific post codes in the Brisbane CBD and metro area with an LVR > 80%. The following postcodes will now be effected.

 

(SOURCE: Courier Mail 12/10/17)

QUEENSLAND has seen a surge in expectation of capital growth coming out of houses, a sentiment survey involving one of the Big Four banks has found.

The latest ANZ/Property Council Confidence Index found a six point rise in Queensland to 134 overall, but houses saw a 10 point jump.

The quarterly results saw both residential and commercial property recover to healthy levels of expected growth, with house capital growth expectations up 10 points to 12, recovering from a recent dip. The rise came despite negative results for state government performance (-13) and debt finance availability (-10).

It was the fourth consecutive quarter of rises, according to the quarterly survey, though Victoria (145) and NSW (147) were still seeing higher confidence levels.

Property Council Queensland executive director Chris Mountford said despite the positive results, Queensland could not afford to rest on its laurels.

“The results show a sunny outlook for Queensland, but an increasing amount of daylight evident between us and the other major states.

As we head into a state election, it is critical that Queensland policymakers embrace policies which will unlock growth, create jobs and build confidence.

“A greater level of infrastructure investment is key to supercharging our recent confidence boosts.”

https://www.realestate.com.au/news/capital-growth-expectations-for-queensland-houses-surge/?utm_source=The%20Courier%20Mail&utm_medium=email&utm_campaign=editorial&net_sub_uid=76817971

The national vacancy rate has fallen from 2.3% to 2.2%, with rental markets tightening in most major cities, according to SQM's data for August.
 

The Melbourne and Sydney markets were tight at 1.7% and 2%, respectively, unchanged from July, while vacancy rates contracted significantly in Brisbane, Adelaide and Darwin.

The research indicates the risk of oversupply in some city markets is not as bad as previously thought.
 

SQM managing director Louis Christopher says, "We now have mounting concerns for significant rental shortages in 2019 in Sydney and Melbourne". His forecast is based on projections that building completions will peak early next year, while the number of houses and flats ¬approved for development is sliding.

Christopher's comments contrast with warnings from the Reserve Bank that the Melbourne and Brisbane apartment markets are facing oversupply