If your credit history or your requirements don't fit traditional lender guidelines, then ask us about a range of solutions that are outside the nine dots.
We can turn no into yes
Just because one lender says no doesn't mean you can't get a home loan somewhere else. We have access to a range of lenders that are prepared to assess each application on its merits. Below are just some of the situations where we can help:
- Impaired credit history including bankruptcy
- Contract or part-time workers
- Older applicants
- Large debt consolidations
- Business finance
- New business funding
- No financial statements/Lo Document loans
- Employment instability
- Unusual deposit sources
- Recently arrived immigrants
- Company and Trustee applicants
In most cases you will still be able to access very competitive rates, generally starting at about 0.5% above standard home loan rates.